Charter insurance
Travel cancellation insurance
Travel cancellation insurance must be taken out when booking a trip and protects you in the event that you are unable to start your trip for personal reasons.
The charter cancellation insurance has the same content as any normal travel cancellation insurance, only adapted to the specific needs of the charter. This means that costs that arise due to the absence of the skipper or a crew member can be reimbursed.
For example, a short-term illness of the skipper (or a family member) before the start of the trip can lead to the cancellation of the entire trip, as can the skipper's illness during the trip.
>> Info cancellation and conclusion of Hamburg yacht insurance
>> Information about travel cancellation and conclusion of European Insurance Services
Bail insurance
Charter yachts are usually fully insured. Charter companies and their insurance companies have usually agreed on a deductible in the event of damage, which usually corresponds to the deposit to be paid by the charterer.
Charter deposit insurance covers the costs arising from damage to the yacht, where the deposit paid is retained. In the event of damage, it is not uncommon for disagreements to arise as to why the skipper should bear the deposit risk alone.
Our tip:Make a written agreement according to which all crew members and the skipper either pay the deposit insurance or cover the deposit (if any) due. Depending on the provider, the deposit insurance can not only apply to a specific charter, but rather unlimitedly and for one year. This insurance is particularly recommended in charter areas where a high deposit is required. The costs are calculated based on the amount of the deposit to be insured.
>> Info deposit insurance and conclusion of Hamburg yacht insurance
Skipper liability insurance
The skipper's liability insurance represents additional insurance. It occurs if the charter yacht's liability insurance has security gaps and does not apply. Depending on the provider, the insurance covers damage caused by the skipper or crew members, e.g. B. cause in their function as helmsmen.
Damage that you cause to third-party items (except the chartered ship, see under “Deposit insurance”) and which is not completely covered by the existing liability insurance is covered.
The liability insurance, which exists for the ship in a form (usually unknown to you), also does not apply in the event of “gross negligence”. Our tip: Make sure that gross negligence is also insured! This is highly recommended and is offered by some yacht insurers. Our tip: If you are planning your trip as an individual booker or as a crew with a “hired skipper”, ask about the insurance of your responsible skipper!! We recommend taking out skipper liability insurance.
>> Info skipper liability and conclusion of Hamburg yacht insurance
Skipper accident insurance
This passenger accident insurance covers accidents involving the skipper or the skipper and the crew (according to the crew list). In the event of damage, you will pay the sum insuredrchthe reported people shared. If only the skipper is considered insured, he is entitled to the full insured sum.
>> Info skipper accident and conclusion of Hamburg yacht insurance
Further charter insurance